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RBI Against 0 percent EMI's For Consumer Goods

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Tags: Air IndiaAppleConsumer Protection Act of 1986delhi-sri-venkateswara-collegeEuropeFinanceFlipkartIndiaIndianRBI Against 0 EMIsRbiAgainst0EmisSouthwest AirlinesUnited States

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The RBI recently banned 0% EMIs for consumer products on credit cards stating that these are misleading, given that the charges are hidden in bank processing fees. The RBI went on to state that it was demanding greater transparency and cracking down on hidden charges that misled consumers. On the whole, consumer protection and consumer activism in India is still quite lax. Though the Consumer Protection Act of 1986 was a good step forward, it is still not good enough by itself. The penalties ...

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